Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
5 Reasons You Need Life Insurance if You Are Self-Employed
Posted: July 22, 2024
In the event of their death, life insurance provides financial security for their family and business obligations. Life insurance is invaluable for self-employed individuals, as they often lack the safety net of employer-provided benefits. It can cover debts, replace lost income, and fund business succession plans, ensuring continuity and stability for the enterprise. Life insurance offers peace of mind, enabling self-employed individuals to focus on growing...
Do I Need Employment Practices Liability Insurance (EPLI)?
Posted: July 19, 2024
Employment Practices Liability Insurance (EPLI) protects businesses against claims of wrongful employment practices such as discrimination, harassment, wrongful termination, or retaliation from employees or former employees. In today’s litigious environment, EPLI is essential for businesses of all sizes to safeguard their reputation, finances, and operations. It covers legal expenses, settlements, and judgments, helping companies to navigate complex employment-related claims and mitigate financial risks. Assessing Your...
7 Important Steps to Reduce Distracted Driving
Posted: July 16, 2024
National Cell Phone Courtesy Month promotes mindful and courteous cell phone usage, especially while driving. This initiative encourages individuals to be considerate of others by minimizing distractions and practicing safe phone etiquette. The goals include raising awareness about the dangers of distracted driving and fostering a culture of responsibility and respect on the road. It serves as a reminder to prioritize safety and mindfulness in...
Quick Ways to Spot Phishing Messages Targeting Your Business
Posted: July 15, 2024
Gone are the days when phishing attempts were easy to identify and limited to only emails. While malicious messages are nothing new, they’re becoming more sophisticated and harder to pick out from legitimate business communications. They are also coming at us through texts, social media chats and even phone calls. A few simple actions with one of these messages can develop into a problem that...
Do I Need Multi-State Car Insurance for Out-of-State Coverage?
Posted: July 13, 2024
If you frequently travel or stay out of state, whether for business or by lifestyle choice, you may have noted the subtle — and sometimes not-so-subtle — differences in driving styles and conditions between states. Exploring new states should be fun and seamless. But we’ve all heard the stories of that one experience that’s unforgettable for all the wrong reasons, especially when it happens during...